Aaj hum Pf ka paisa kaise nikale Sikhenge. PF ka Paisa Nikalna ab bahut hi simple aur easy ho gya hai isme hamne aapko Online ke jariye ghar bhaithe aasani se Pf portal ka use karke pf ka paisa kaise nikalne ka full process ki details me information diya hao.
Government Employees Provident Fund Act 1952 ke Anusaar, Jisme aap aur aapke employer har mahine kuchh amount ka isme Jama karna hota hai. Q ki Paisa isme har mahine ke hisab se jama karna hota hai .Yah aapko jab se har baar kisi dusre company ya contractor ke sath kaam ke liye uske sath aggriment karte hai. Toh aapka Pf account number change ho jayega, lekin UAN Number wahi rahega. Aur aapko UAN ke drawa hi pahchana gya aapka Consolidated EPF Account same hi rahega.
Yah 12 digit ka UAN number bahut important hota hai aur aapko apne PF ka details check karne aur retirement ya company se exit hone ke baad yeh Paisa aap nikal sakte hai. Example ke liye yadi aap apna Pf account me kitna balance hai dekhna chahte hai ya Aapke employer ne aapke PF account me kitna paisa deposit karaya gya hai toh aap apne UAN account number se EPFO e-Seva Portal, Mobile App aur SMS ke through login kar sakte hai.
Benefit of EPF (Employee Provident funds)
Ek naukari me kaam karne wale insaan ke liye PF (PROVIDEND FUND) ke bahut benefit hai. yaha hamne kuchh importent benefit ko show kiye hai.
- saving regular contribution: PF me regular contribution karne se aap dheere dheere ek saving fund bna sakte hai. isse aapke paas aapke jaroorato aur dreams ko filfull karne ke liye hi ye paise hote hai.
- Tax exemption: PF me kiye gye contribution per aapko kuchh tax exemption ki emergency benifit milti hai, isse aapki income ko kuchh tax bharne se bachaya ja sakta hai, aur aapka investment aur saving karne me madad karta hai.
- Exchange of Equivalence: PF ka ek big benefit yah bhi hai ki aapko equality ki sense provide karta hai, sabhi employer apni income ka kuchh amount apne PF account me contribute karta hai. jisse sabhi ko equal financial support milta hai.
- Benefits of Government Schemes: PF ke alawa, goverment ke through chalai jaane wali bahut sari yojnawe bhi hoti hai, jinka app benift PF se le sakte hai. isse aapko aur bhi benefit milta hai aur aapki financial security strong hoti hai hai.
What is required for online withdrawal of savings from PF? –(Pf ka paisa kaise nikale)
Aapko hospital me Admit hone, Apne bachhe ki marriage ya education, house renovation ya repair jaisi conditions me funds lene ki jaroorat ho sakti hai. Aap loan lene ke bajaye Apne PF fund se full amount ya apni jarurat ke hisab se paisa nikal sakte hai, Yaad rakhe ki PF withdrawal process opne karne ke liye aapko UAN number apne paas rakhna hoga. Aur EPFO portal ka use karke apni PF Amount nikalne ke liye aapko kuchh step ka follow karna hoga jo neeche diye gye hai.
- 1.Aadhar number ko UAN ke sath link aur Verified kiya jana chahiye.
- 2. Jis bank account me aap Paisa nikalna chahte hai wah aapke Aadhar ke sath bank accounts registered hona chahiye.
- 3. Kisi bhi Change ya kuchh update karne ke liye aapko usse pahle apna KYC poora kar sakte hai hai aur apna detail update sakte hai
PF KA PAISA KAISE NIKALE – PROCESS (पीएफ का पैसा निकालने की – प्रक्रिया)
Aap EPFO ke e-Service Portal per jaake apne UAN number se easy tarike se apna PF Online nikal sakte hai. Yaha per kuchh step diye gye hai jinka aapko follow karna hoga..
1.Login to the portal – EPFO e-Service Portal per jaaye aur apne UAN aur password ka use karke login karne se pahle Capcha code fill up kare. Agar aap apna password yaad nhi aa rha hai ya bhool gye ho toh aap apne register mobile number per OTP send karke password reset kar sakte hai.
2.Go to Online Claim Section – Jab aap login karte hai toh aap online services ke section me Claim (Form-31, 19, 10C and 10D)’ ko dekh sakte hai.
3. Enter bank account details – ek baar yah section khulne per aapko verification process ke form me sahi bank account number (jo UAN account se sath add hua hai usko) submit karna hoga.
4. Confirm terms and conditions – Ek baar jab aap apna full details fill up kar denge toh aapko EPFO portal se bataye gye terms and conditions ki pusti karni hogi phir uske baad aapko Proceed to claim online per click kar sakte hai.
5. choose reason – Aapko ek drop down menu milega jisme aapko apne PF Account se paisa nikale ke baare me kuch reason poochega toh aapko sirf wahi Option dikhayega jiske liye sirf aap eligible ho phir usi me se ek per click kar de.
6. Enter details and upload documents – Jab aap Paisa nikalne ka Option chunte hai toh aapko apna full address Dena hoga aur yadi aapne “advance claim” ka Option select Kiya hai toh aapko apna Passbook ya check book ka photo Upload kar sakte hai. Aur Upload karne ke baad verification ke liye ek OTP ka demand karne se pahle aapko “Terms and conditions” wale icon per click karni hogi.
7. Aadhaar OTP – Ek baar jab aap apni full details dobara check kr le aur “Terms and conditions” ke button ko click karne ke baad aapke aadhar card ke sath resister mobile number per OTP jaane ke liye claim per click kare.
Uske baad aapke mobile me ek OTP aayega usko fill karke Submit ka button ko click karne ke baad Aapka PF withdrawal form submit ho jata hai.
Ek baar jab aap apna claim submit kar dete hai ,toh aap track claim status ke under apne Member e-Sewa Portal Account me login karke apne claims ka status ko track kar sakte hai. EPFO Officer apne record me aapki data ko verify karenge. Apna verification poora karne per Aapke claim Application ko aage process karenge aur aapko apna amount aapke UAN account number se attached bank account me deposit kar di jayegi
Online PF ka paisa nikalna ek simple aur easy method hai, Aap iske liye online portal ka use kar sakte hai aur apne paise easily nikaal sakte hai. yaad rakhe ki aapko sahi aur up to date information prvide karne ke liye apne account ka management karna hoga. iss post me hamne dekha ki pf ka paisa kaise nikaal sakte hai mujhe aasha hai ki aap iss post ko padh kar samjh gye hone ki pf ka paisa kaise nikale, agar aapka kuchh sawal ho toh neche comment kare,hum unka jaldi se jaldi suska jawab denge.
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FAQ:-
Q1: Kya mai apne Online PF Account ko online ki help se money withdraw kar sakta hu?
Ans: Ha, aap apne Online PF Account me paise ko bahut hi easy tarike se online ki help se nikaal sakte hai. Iske liye Aapko Online PF Portal me login Karna hoga aur paisa withdraw karne ke liye kuchh process ka follow karna padega.
Q2: Kya mujhe pahle se hi PF Account hona chahiye ya mai new PF Account open kar sakta hu?
Ans: Aapko pahle se hi PF Account rahne ki koi jarurat nhi hai, Aap ek new PF Account open kar sakte hai aur usme Regularly contribution kar sakte hai.
Q3: Kya mai apne PF withdrawal ko direct bank account me deposit karwa sakta hu?
Ans: Ha, Aap apne PF withdrawal ko direct apne bank account me Deposit karwa sakte hai. Iske liye Aapko apne bank account aur withdraw application me important details fillup karna hoga.
Q4: Kya mujhe pahle se bank account details update karna hoga?
Ans: Agar aapne pahle se hi apne PF account me bank account ka details provide kar diya hai, aur aapka bank account change ho gya hai, toh aapko new bank account ka details update karna hoga. iske liye aapko online portal me login karke apne details ko revised kar sakte hai.
Q5: Kitna time lagega PF withdraw bank account me received hone me?
Ans: PF withdraw receive hone ke liye kuchh reason per depend karta hai jaise ki withdrawal ki route, bank aur PF withdrawal ki process. useally iss process me 7 se 15 din tak ka time le sakti hai.
